Simplify the Testing & EMV Certification Process with EazyPay Tech

EMV Certification verifies that the payment terminal can securely process EMV chip card and NFC transactions, providing businesses and their customers with a secure and reliable payment experience. In the businesses and fintech world, EMV  Testing & Certification  is essential for ensuring secure and seamless payment transactions. Whether you are launching a new point-of-sale (POS) terminal, updating existing payment hardware or developing a payment application, understanding the EMV certification process is vital. 

EMV certification is a critical process that ensures a payment terminal or device complies with the global EMV standards. At EazyPay Tech, we simplify the EMV certification process for businesses using both physical payment terminals and SoftPOS technology. Our goal is to help you meet compliance requirements efficiently, enabling you to focus on delivering exceptional payment solutions.

Preparing for EMV Certification 

Preparation is key to successful certification. Our team ensures that you start on the right foot by:

Tailored Guidance on EMV Standards

At EazyPay Tech, we demystify EMVCo’s technical specifications and card scheme-specific requirements. Whether it’s Visa, Mastercard or Amex, we provide clear insights into what’s needed for your EMV Certification Levels , whether it’s EMV Level 1 (L1), Level 2 (L2), or Level 3 (L3).

Evaluating Your Certification Needs

We begin by understanding your unique business requirements. Are you certifying a POS terminal, integrating a payment kernel, or testing the end-to-end transaction flow? Our experts map out a custom certification plan tailored to your goals.

Procuring EMV Compliant Hardware and EMV Software

EazyPay Tech connects you with trusted providers for EMV-ready components. If you’re developing your own system, we provide technical consultancy to ensure your hardware and software align with EMV standards from the start.

Pre-Certification Testing Made Easy

Testing early and thoroughly is critical to identifying potential issues. With EazyPay Tech, you can avoid costly delays in the formal certification process.

Internal Testing Support

We equip you with the tools and scripts needed to simulate real-world transaction scenarios, including:

• Card-present and card-not-present transactions.
• Online and offline transaction processing.
• Contact and contactless payments.

Our team reviews your results and identifies areas that need optimization.

Partnering with Accredited Labs

EazyPay Tech simplifies the process of choosing an EMVCo-accredited testing lab. We liaise with top labs on your behalf, ensuring smooth scheduling and communication.

Streamlining EMV Level 1 testing & Certification Process

EMV Level 1 testing & certification  focuses on hardware performance and physical communication with EMV chip cards.

Documentation and Submission

EazyPay Tech prepares and submits detailed documentation for your hardware, including technical specifications, communication protocols, and environmental considerations.

Comprehensive Hardware Testing

We coordinate L1 testing, which includes:

Signal Quality Checks: Signal quality checks are a crucial part of the EMV certification process, focusing on the reliability of communication between the card and the terminal. These tests verify that the terminal can consistently read and process data from EMV chip cards without errors or disruptions. By ensuring smooth interaction under various conditions, such as different card orientations or environmental factors, businesses can deliver a secure and hassle-free payment experience to their customers.

Environmental Robustness Testing: Environmental robustness testing evaluates a payment terminal’s ability to perform reliably under challenging real-world conditions. This includes testing its resistance to electromagnetic interference and its functionality in extreme temperatures. Such rigorous assessments ensure that the terminal remains operational and secure in diverse environments, providing consistent performance for users.

Rapid Issue Resolution

If any issues arise during testing, EazyPay Tech’s expert team steps in with actionable solutions, ensuring swift resolution. We guide you through necessary modifications and retesting, working tirelessly to achieve full compliance with EMV standards.

Certification Approval

Once all requirements are successfully met, EazyPay Tech ensures your Level 1 (L1) certification is secured, confirming your payment terminal’s compliance with EMV hardware standards. We then seamlessly guide you to the next stage of the certification process, ensuring a smooth transition toward full compliance.

 Accelerating EMV Level 2 Testing & Certification Process

EMV L2 testing & certification evaluates the payment EMV kernel or software responsible for processing card data.

 Kernel Integration or Development

EazyPay Tech specializes in integrating EMV-certified kernels into payment systems, ensuring seamless compatibility and compliance with global standards. For businesses needing tailored solutions, we provide expert guidance to develop custom kernels that meet specific EMV specifications. Our approach guarantees secure, efficient processing for all payment transactions. With EazyPay Tech, achieving kernel compliance becomes a hassle-free process.

 Test Case Preparation and Execution

We design and execute comprehensive test cases to ensure your payment solution meets all critical EMV standards. These tests include offline data authentication to verify card validity without online connectivity, terminal risk management to minimize potential fraud, and cardholder verification methods such as PIN entry or signature capture. By simulating real-world transaction scenarios, we identify and address any issues early in the process. Our meticulous testing approach ensures your payment terminal operates securely and efficiently under all conditions. With EazyPay Tech, you can confidently achieve compliance while delivering a seamless payment experience. Resolving Compliance Gaps

 Certification Success

Achieving EMV L2 certification marks a significant milestone in ensuring your payment solution’s compliance and reliability. Once your software meets the stringent EMV L2 standards, we handle the certification process seamlessly. This ensures your system is fully compliant with industry requirements, paving the way for secure and efficient transactions.

 Simplifying EMV Level 3 Certification/Testing Process

EMV L3 Testing & certification ensures your terminal integrates seamlessly with acquiring banks and card networks.

 Acquirer Collaboration

EazyPay Tech collaborates closely with your acquiring bank to establish secure communication protocols, ensuring seamless transaction processing. Our team ensures that your payment terminal complies with the specific requirements of each card scheme, such as Visa and Mastercard. With our expertise, we streamline the integration process, minimizing delays and ensuring full compatibility.

 Pre-Certification Testing

We conduct pre-certification testing using card scheme-specific tools and simulators like Visa ADVT and Mastercard M-TIP. These tests validate transaction flows, ensuring your payment system performs seamlessly under real-world scenarios. By addressing potential issues early, we help minimize delays during the formal certification process. This proactive approach ensures a smoother path to compliance and faster deployment.

 Comprehensive End-to-End Testing

Ensures comprehensive end-to-end testing during the formal L3 certification process. This includes verifying cryptogram generation and validation, ensuring secure transaction approval, and addressing error handling scenarios. We also test both online and offline transaction flows, ensuring smooth operation regardless of network connectivity. Our thorough testing guarantees your payment solution is fully compliant and reliable for seamless transactions.

 Certification Approval

Our team is dedicated to addressing any challenges that arise during the certification process. We work closely with you to resolve issues swiftly, ensuring that your system meets all necessary requirements. Once the testing is complete, we secure the L3 certification for your payment solution. With our support, you can confidently launch your payment system, knowing it meets global standards.

6. Post-Certification Support

Certification isn’t the end—it’s the beginning of delivering secure, reliable payment solutions.

 Compliance Maintenance

Payment standards evolve, and so should your system. EazyPay Tech monitors updates from EMVCo and card schemes, ensuring your payment solution remains compliant.

 Ongoing Testing and Support

We offer regular testing services to ensure optimal performance in production environments. If your system requires updates or modifications, we handle the recertification process seamlessly.

 Future-Proofing Your Solution

EazyPay Tech positions your business for success by implementing scalable, future-proof payment solutions that adapt to emerging technologies and industry trends.

Why Choose EazyPay Tech for EMV Certification?

Achieving EMV Certification/Testing can be a time-intensive and technically challenging process. With EazyPay Tech by your side, you’ll benefit from:

• Expert Guidance: Years of experience in EMV certifications for hardware, software, and complete payment systems.
• End-to-End Support: From documentation and testing to certification approval, we handle every detail.
• Reduced Time to Market: Our streamlined approach minimizes delays, so you can deploy your solutions faster.

Simplify your EMV certification journey with EazyPay Tech. Whether you’re building a new payment system or upgrading an existing one, our team ensures that you meet every standard with confidence. Contact us to learn how we can make your EMV certification process seamless and stress-free.