EMV Software Solutions

EazyPayTech offers full EMV migration services, from EMV software development to certification, for POS terminals, ATMs, and mobile readers, with secure, compliant, and integrated solutions across all EMV levels.

EMV Software Development

EazyPayTech offers comprehensive EMV migration services, including custom software development, testing, and validation for POS terminals, ATMs, and mobile card readers. Our tailored solutions support key EMV features like offline authorization, deferred authorization, and batch processing, ensuring secure and efficient payment operations. With a focus on compliance and functionality, we develop applications that meet the highest industry standards, enabling businesses to transition seamlessly to EMV technology while enhancing transaction security and user experience. Partner with EazyPayTech for cutting-edge, reliable EMV-compliant software solutions.

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In-Store API Payment Integration

EazyPayTech provides seamless in-store API payment integration with mobile, Bluetooth, and USB technologies for enhanced EMV terminal mobility. We specialize in ISO 8583-based integrations with payment gateways and processors, ensuring smooth operation across platforms. Our services include EMV certification support for major networks like Visa, Discover, and American Express, utilizing advanced tools such as Collis BTT and CertPro. By enabling robust and efficient payment processes, EazyPayTech helps businesses optimize their EMV systems and achieve certification with industry-leading expertise.

EMV Kernel

EazyPayTech’s advanced EMV Kernel supports terminal manufacturers and vendors with seamless integration and certification under EMVCo standards. Our expertly crafted kernel streamlines development efforts, accelerates time-to-market, and ensures optimal terminal performance. Designed for both contact and contactless transactions, the kernel simplifies certification processes while maintaining compliance and efficiency. Partner with EazyPayTech to enhance your EMV-enabled terminals with innovative technology that reduces complexity and improves operational success.

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EMV Certification & Testing

EazyPayTech ensures full EMV compliance through robust testing and certification services. We cover MasterCard’s Terminal Integration Process (TIP), Terminal Quality Management (TQM), and American Express specifications like E2E and ExpressWay. Our meticulous approach ensures your payment systems meet the highest industry standards for functionality and security. With proven expertise and comprehensive validation tools, we simplify the EMV certification journey, helping businesses achieve readiness and operational excellence with confidence and efficiency.

EMV Programming Services

Our EMV programming services deliver Level 2, and Level 3 solutions, ensuring compliance and performance excellence. EazyPayTech develops PCI PTS 3.x/4.x-certified card reader interfaces and advanced Level 2 kernel solutions for contact and contactless transactions. These solutions enable seamless EMV processing, enhance security, and improve transaction efficiency. Whether upgrading existing systems or building new ones, EazyPayTech’s programming services ensure robust, scalable, and future-ready payment applications tailored to your business needs.

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EMV Security Solutions | Tokenization

EazyPayTech enhances payment security with custom software featuring tokenization and encryption. We implement advanced protocols such as RSA/PKI, 3DES with DUKPT, and 3D Secure to ensure end-to-end and point-to-point encryption. Our solutions protect sensitive data, reduce fraud risks, and comply with stringent security standards. By integrating cutting-edge security measures into EMV systems, EazyPayTech delivers reliable, secure payment environments that build customer trust and ensure regulatory compliance, safeguarding your transactions at every step.

EMV Payment Interfaces

EazyPayTech designs payment interfaces compatible with mag-stripe, EMV chip-and-PIN/signature, and contactless technologies. Our solutions comply with ISO 7816, ISO 14443, and PIN entry device standards to deliver seamless and secure transactions. By offering versatile interface options, we help businesses adapt to diverse payment environments while ensuring top-notch performance and compliance. Whether upgrading legacy systems or adopting new technologies, EazyPayTech provides robust and future-proof payment solutions tailored to meet your operational needs.

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PCI PTS Certification

EazyPayTech offers end-to-end support for PCI PTS certification, ensuring your payment devices meet the latest security and compliance standards. Our expertise covers device hardware, firmware, and software evaluations against PCI PTS 3.x/4.x/5.x requirements. We assist in designing secure solutions with advanced encryption protocols like RSA/PKI, 3DES, and DUKPT to protect sensitive cardholder data. From risk assessments to certification audits, EazyPayTech provides comprehensive guidance to streamline the certification process, helping businesses achieve compliance, enhance security, and build customer trust in their payment systems.

Our Features

CUSTOM EMV FEATURES​

Our comprehensive EMV software support services address your specific business needs and ensure that your transactions are running smoothly and securely. A secure EMV system is crucial for a successful payment processing experience.

Advanced EMV Compliance

Empower your payment terminals with our advanced EMV contact kernel and contactless kernel solution.

Flexible Connectivity

Supports both online and offline transaction capabilities, ensuring smooth operations even in limited connectivity areas.

Streamlined Certification

Pre-certified with EMVCo Level 2 and TTA standards for rapid market readiness, reducing delays and costs.

Customizable Regions/ Brands

Adaptable for specific regional and brand requirements, aligning closely with business needs.

Enhanced Security Standards

Incorporates the latest EMV security protocols | EMV compliance to protect against fraud and unauthorized access.

Future-Proof Compatibility

Updates automatically to meet evolving EMV standards, ensuring long-term relevance and compliance.

FAQ

What is EMV Software?

EMV (Europay, Mastercard, and Visa) software is a secure payment solution that enables point-of-sale (POS) terminals and ATMs to process chip card transactions. It ensures authentication, encryption, and data integrity during payment processing.

What is the purpose of EMV software solutions?

EMV software ensures secure and reliable payment transactions by encrypting sensitive cardholder data and facilitating seamless communication between payment terminals and EMV chip cards.

What devices are compatible with EMV software?

EMV software works seamlessly with POS terminals, ATMs, mobile devices, and other payment hardware, enhancing transaction flexibility and compatibility.

How is EMV software integrated with hardware?

It integrates via certified APIs and protocols, enabling seamless communication between payment terminals and software for efficient transaction processing.

Is EMV software customizable for specific business needs?

Yes, EMV software can be customized to suit specific industry needs, providing tailored solutions for unique payment processes.

What types of solutions are included in EMV Software?

EMV Software solutions include:

How does EMV Software improve transaction security?

EMV Software uses dynamic authentication methods, such as unique cryptograms for each transaction. This prevents the reuse of transaction data, thereby reducing card fraud risks.

EMV Software be integrated with existing POS or ATM?

EMV Software can be customized and integrated with existing POS and ATM terminals to support secure chip card transactions without replacing the hardware.

What is the role of an EMV Level 2 Kernel?

An EMV Level 2 Kernel is the software module responsible for managing the communication and transaction flow between the card and the terminal during EMV transactions. It ensures compliance with EMV specifications.

How to test EMV software?

EMV software is tested through EMV Level 1, Level 2, and Level 3 certifications to ensure compliance with hardware, software, and transaction requirements. Simulators and test cards are used to validate chip-card interactions and payment flows.

Can EMV software support multi-currency?

Yes, EMV software can support multi-currency by integrating features to process payments in different currencies based on regional and international business needs.

Does EMV software support NFC payments?

Yes, modern EMV software supports NFC (contactless) payments, allowing tap-and-go transactions for added convenience and speed.

Is EMV mandatory for businesses?

EMV compliance is not legally mandatory but is crucial for businesses to reduce fraud liability and ensure secure payment processing.

How does EMV software handle data encryption?

EMV software uses advanced encryption protocols like RSA and AES to secure cardholder data during transactions, ensuring confidentiality and preventing unauthorized access.

Can EMV software support offline transactions too?

Yes, EMV software supports offline transactions by storing transaction data securely and processing it once a connection is restored.

How does EMV software support global compliance?

EMV software adheres to international standards (e.g., EMVCo specifications) to ensure compatibility with global payment networks and regulatory requirements.

Which cards are compatible with EMV software?

EMV software is compatible with most chip-enabled cards, including credit, debit, and prepaid cards from global card networks like Visa, Mastercard, American Express, and Discover.

Is EMV software scalable for business growth?

Yes, EMV software is highly scalable, capable of handling increasing transaction volumes, supporting new payment methods, and adapting to evolving business needs.

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